Finance

Your New and Used Automotive Financing Experts

At Frank Brown Honda, we offer flexible financing options on our great selection of new and used trucks, cars, and SUVs for drivers across West Texas, the Panhandle, and Eastern New Mexico. Our finance experts are here to guide you through the financing process and help you get into your next vehicle with confidence, whether you're financing your first Honda or upgrading to something new.

Why Get Pre-Approved Before You Shop

• Shop with confidence – Know your estimated rate and loan amount before you start browsing our inventory.
• Save time at the dealership – Submitting your information online ahead of time means less paperwork once you arrive.
• Budget accurately – Use our payment calculator to estimate a monthly payment that fits your budget.
• No pressure, no obligation – Pre-approval simply gives you the information you need to make the right decision for you.

Key Financing Terms to Know

• APR: Your annual percentage rate, or the yearly interest rate charged on your loan.
• Down Payment: The upfront amount you put toward the purchase price, which reduces what you finance.
• Loan Term: The length of your loan. A longer term generally means lower monthly payments but more interest paid over time.
• Trade-In Value: The value of your current vehicle, which can be applied toward your down payment. Value your trade-in online to get started.
• Lease: An agreement that lets you drive a new vehicle for a set term and mileage allowance, often with a lower monthly payment than financing.

Frequently Asked Questions

Is it safe to apply for financing online?
Yes. Our secure finance application is reviewed only by our finance team at Frank Brown Honda, so your information stays protected throughout the process.

What if I have questions about my financing options?
Our finance team is available by phone or online to walk you through your options and answer any questions before or after you apply.

Should I finance or lease my next vehicle?
It depends on your driving habits and goals. Financing builds equity in a vehicle you'll own outright, while leasing typically offers lower monthly payments for drivers who prefer to upgrade more often. Our finance team can walk you through which option makes sense for you.

What information do I need to apply for financing?
Our secure application asks for basic details like your name, address, employment and income information, and details about the vehicle you're interested in.

Apply for Financing at Frank Brown Honda

Contact Frank Brown Honda's finance team today with any questions, or if you're ready to start the financing process, fill out our secure finance application online. You can also value your trade-in or request a quote before you visit us in Lubbock, TX.